For owner-operators, fleets & dispatchers

Know your worth
on EVERY LOAD.

Pays for itself in one load.

RateAnchor turns your real operating costs into a rate you can defend — and tells you in one tap whether a broker's offer is actually worth it.

3quote modes
8equipment types
100%private · offline-first
ATLANTA, GA → MIAMI, FL Box Truck · 662 mi
$1,520
GREAT
Break-even
$974
Fair
$1,314
Ideal
$1,509
$
Watch the needle and verdict respond in real time.
The stakes

Most carriers don't fail on the road. They fail on the math.

Freight rates sat below the cost to operate for three straight years — what industry analysts have called the longest freight downturn on record. The carriers who couldn't see the gap on each load are the ones who didn't make it.

≈95%
of fleets run 10 trucks or fewer
The small operators with the least cushion when a load loses money.
≈9 in 10
new small carriers don't make it
The odds are brutal for owner-operators and small fleets — and thin margins are the reason why.
≈88,000
carriers shut down in 2023 alone
Tens of thousands more have parked their trucks in the years since.

And it isn't letting up: carrier exits in the first half of 2026 are running about a third higher than a year earlier (SONAR carrier data via FreightWaves) — and in 2024 the average truckload carrier ran a −2.3% operating margin. That’s the average carrier losing money on operations.

Knowing your true rate and margin isn't back-office busywork — it's the strategy that keeps you in business. RateAnchor makes that number impossible to miss on every load, so you build a business instead of becoming a statistic. Make it the anchor your business holds to.

Sources: FMCSA carrier data; ATRI, Operational Costs of Trucking (2024); SONAR carrier revocation data via FreightWaves (2026); industry reporting, 2023–2026.

SPEAK ITPRICE ITARM ITVERIFY ITBOOK IT
Why it matters

A load can look fine — and still lose you money.

A broker names a number. Most carriers accept or counter on feel. But "feels okay" isn't a cost sheet — and the gap is your paycheck. RateAnchor runs the numbers for you, so every rate you send is one you can stand behind.

A load that looked fine
Broker's offer$1,900
What it actually costs you
Fuel$620
Driver pay$560
Equipment & time$840
Your cost$2,020
You paid to haul it–$120
RateAnchor's call: REJECT — you're $120 under. Hold out for $2,100+.
How it works

One tool prices them all.

Van, box truck, reefer, flatbed, hotshot — and three ways to quote, because a partial and a liftgate load were never priced like a full run.

Full load
Standard line-haul, priced on your true cost per mile and the hours it ties up your truck — designed never to quote below the going market rate for the lane.
Miles + time + market floor
Partial / LTL
Only taking part of the trailer? You're priced for your share of the load — never below the minimum it's worth to roll the truck.
Your share, with a floor
Liftgate & local
Pallet-jack and liftgate work is labor, not miles. Priced by pallets, weight, staging time, and the deadhead to the dock.
Labor + staging + deadhead
Inside the app

Everything you need to price with confidence.

The quote is just the start. RateAnchor is a full rate desk in your pocket — built for the road, not a desk.

CHAPTER 1 · PRICE IT
Corridor weather matrix: 7 dated days across origin, en route and destination with severity colors and projected arrival window
Weather leverage

Brokers price clear skies. You won't.

RateAnchor reads the National Weather Service across your whole corridor — origin, en-route, and destination — for the next 7 days, mapped to the days you’ll actually be driving it.

  • A 7-day severity matrix with dated columns and your projected arrival window
  • One tap adds a weather clause to your rate message, cited to the National Weather Service
  • The weather chip appears on your saved lane automatically — no extra taps
RateAnchor quote screen with expedited, hazmat, and TWIC selected and the premium chip showing the stack
Honest premiums

Hazmat? TWIC? Team? Stack it — fairly.

Real loads carry more than one requirement. Pick your service level, toggle hazmat or port credentials, and a transparent chip shows exactly what lifts the rate — stacking math designed never to double-charge a broker and never to short your truck.

  • One service level plus stackable attributes — priced the way the market actually pays
  • The chip shows every premium and the total — nothing moves silently
  • Your defaults live in settings — the quote screen stays clean
RateAnchor quote screen with the Team freight type selected and the premium chip visible
Team expedited

Two drivers. Half the time. Priced right.

Team runs are a different product — the truck never stops. RateAnchor prices them like it: the second driver goes into your cost floor automatically, and a distance-smart premium band lifts your rate the way the expedite market actually pays.

  • Second driver’s pay and show-up minimum in your break-even — never forgotten in a rush
  • Premium follows the miles (60% short-haul tapering to 35% long) until your edit takes over
  • Arrival outlook switches to team hours — 1,000+ legal miles a day
$3.00/miSparse-lane floor — MT · ND · SD · ME. Getting out costs money; your ideal never forgets it.
$2.50/miThin-lane floor — NM · WY · VT. Priced for the deadhead the map hides.
$9–$10/miNortheast-corridor reefer bands on short hauls — city freight priced like city freight.
Market floors

Some lanes have a floor. RateAnchor knows where.

Cheap-looking loads out of expensive places are how carriers get buried. State floors and short-haul reefer bands lift your IDEAL automatically — by equipment class — so the strong ask is never naïve.

  • Floors shape the ideal only — break-even stays pure cost truth
  • Class-aware: a reefer’s floor is not a cargo van’s
CHAPTER 2 · WIN THE NEGOTIATION
RateAnchor quote screen with validated lane fields, weather chip, and the rate ladder
Instant verdict

Know in one tap.

Enter a load and see your break-even, a fair recommended rate, and a strong ideal — then read any broker's offer as Reject, Tight, Fair, or Great.

  • Type two cities — road miles compute offline, anchored to market by equipment
  • Rate per mile and per hour at a glance
  • Full, partial, and liftgate loads
  • A break-even that tells the truth — driver show-up minimum included, labeled “your cost — not a rate”
RateAnchor Decide screen with net profit after every cost
The full picture

See what a load really pays.

Beyond the quote: your true cost per mile, exactly what a load nets after deadhead and every expense, plus a load score and a coach to help you counter with data.

  • Net profit after deadhead and every cost
  • Compare loads by profit and dollars-per-day
  • A negotiation coach in your corner
Quick-pay versus factoring calculator using the broker's real 41-day average pay speed
The 41-day truth

Know what waiting really costs.

Quick-pay offers sound small until you price the wait. RateAnchor turns them into dollars and honest APR — using this broker’s real average pay speed from your own Broker Book.

  • This broker’s true pay speed, learned from your history — not the sales pitch
  • Quick-pay vs factoring, priced in dollars and APR
  • A straight verdict when waiting is free money
RateAnchor rate justification message with tones, format, and one-tap weather clause
Rate message

A rate you can defend, ready to send.

Turn any quote into a professional message — email or text — that lays out your rate and the real cost behind it. Choose a tone, copy, paste.

  • Four tones, from concise to detailed
  • Optional cost breakdown
  • Copies clean into any email or text
  • One-tap weather clause, cited to the National Weather Service
Anchor. Counter. Close.
Negotiation console

Anchor. Counter. Close.

Pick your opening ask — full Ideal, the credible Middle, or your own number — with live per-mile feel. Broker counters? One tap builds the reply: Hold, Meet Middle, Last & Final, or Walk.

  • Every move floor-protected — no tactic can talk you below break-even
  • A counter at your ask converts to acceptance — winning gracefully is a tactic too
The pickup moved. Your rate moves with it.
Re-Anchor

The pickup moved. Your rate moves with it.

Update the lane and the quote re-prices live — then a ready-to-send message requests the UPDATED rate confirmation at the corrected number. Unaccounted miles never come out of your pocket.

  • One tap: corrected quote + the request, drafted in your voice
  • Catches quote-vs-rate-con mismatches before you roll
RateAnchor negotiation coach showing a lowball verdict, scripts, trade menu, and the private math divider
Negotiation coach

Lowballed? You’ll know exactly what to say.

Type any offer and the coach reads it — fair, close, or below your cost floor — then hands you the words: human scripts that hold your number, a trade menu that lets the broker say yes, and your private walk-away math clearly labeled so it never gets pasted.

  • Scripts escalate with the gap — your counter never moves off your number
  • Trades that hold the rate: quick pay, detention in writing, pickup-window flex
  • “Your private math — never send this part” keeps strategy yours
RateAnchor interface in Spanish
Your language

English. Español. Русский. ਪੰਜਾਬੀ.

Quote it, defend it, and hear your numbers read back — in the language you actually think in. The whole app, the broker messages, and the voice readback speak all four.

  • Every screen, every message template, every coach line — fully translated
  • Broker messages still send in polished English while YOU work in your own tongue
CHAPTER 3 · PROTECT THE LOAD
RateAnchor Rate Con Checker confirm screen with extracted lane, rate, and automatic broker check
Rate Con Checker

Don’t type the load. Read it.

Open the rate confirmation PDF — or paste its text — before you sign. RateAnchor reads it entirely on your device — the document is never uploaded — runs the extracted MC through Fraud Shield automatically, and files the broker straight into your Broker Book for your records.

  • PDF or pasted text — read entirely on your device
  • The final Fraud Shield pass — the broker is checked before you sign
  • Your Broker Book fills itself — broker, lane, and rate saved for your records
Minimums built in
Every quote is floored at what it's worth to roll the truck — so you never quote yourself into a loss.
Full back office
Log loads, track lanes, set aside for taxes, reserve for maintenance, export to CSV.
Multiple trucks
Running a fleet? Keep costs and a profile for every truck.
Works offline
The quote engine runs on your device — no signal needed at the dock. Live data syncs when you have signal.
Four languages
English, Spanish, Russian, and Punjabi — out of the box.
Private by design
No account, no tracking, no selling your data. Ever.
Fraud Shield

Don't haul for a ghost.

Broker fraud is at record highs — double-brokering, stolen identities, and "companies" that vanish before payday. Fraud Shield walks you through the red flags on any broker and links you straight to the FMCSA to verify them before you commit a single mile.

3,000+ failed ID checks
reported by one major load board, out of 15,000 accounts it audited — in a single quarter of 2026.
RateAnchor Fraud Shield screen
19,000 fake loads
posted in a single day in March 2025 under a major brokerage’s name on a leading load board — fake contacts redirecting carriers straight to the scammers.
≈$725 million
stolen in 2025 alone — up ≈60% in a year, per the FBI’s April 2026 alert on cyber-enabled freight fraud. This is why Fraud Shield runs before you ever sign.
Share a rate con. RateAnchor does the rest.
Straight from your inbox

Share a rate con. RateAnchor does the rest.

A broker emails the rate confirmation — tap Share, choose “Copy to RateAnchor,” and the Checker takes over: lane, rate, and MC pulled out, the broker verified against the federal record AGAIN, the con filed in your Books, and one tap loads it into a quote.

  • PDF or text file — from Mail, Files, or Messages
  • Duplicate and revised cons detected automatically
  • No retyping — and no “the con said something different”
Grounded in reality

Built on real numbers, not guesses.

Every quote stands on data a broker can't argue with — because it comes from the real world, not a rule of thumb.

Live diesel pricing
Your fuel cost tracks the real national average — not a number you set months ago.
Market rate bands
Rates anchored to what your equipment and lane actually pay right now.
Your true cost per mile
Built from your trucks and your costs — down to the cent, not an industry average.
FMCSA broker checks
Verify who you're hauling for against the federal record, before you book.
App Store privacy label: Data Not Collected.
Everything computes on your device. Your costs, lanes, quotes and broker notes are stored on your device and nowhere else — we can't lose, sell, or hand over what we never have. Any future opt-in feature will say exactly what it does, in plain language, and do exactly that. Nothing hidden, ever. It's not a settings page; it's the business model — the anchor to a carrier's business has to be trusted like one.
Pricing

One membership. Everything included. It pays for itself.

Start with a 7-day free trial of everything. Your membership unlocks the tools that turn a good rate into a running business.

7-day free trial
RateAnchor
$9.99/ month
or $89.99 / year — save 25%
Founding-era pricing — your rate locks for life. Rising to $14.99 at 500 members, then $19.99 with v1.1.
One load negotiated $60 higher pays for a full year.
  • Everything in Free, plus:
  • Multiple trucks & fleets
  • Compare loads by profit & $/day
  • The full Decide toolkit
  • Rate message for brokers
  • Lane engine — city-to-city miles, offline, plus lane memory
  • 7-day corridor weather matrix + weather clause for your rate message
  • Broker Book with real pay-speed tracking + quick-pay vs factoring math
  • Rate Con Checker — share, PDF & paste, all on-device
  • Voice quoting & per-truck home-screen widgets
  • Unlimited Fraud Shield & full back office
Founding lifetime — FIRST 100 carriers only
Everything in RateAnchor, forever. A founding badge in the app, a direct line to the builder, and a price locked before subscriptions even exist. Gone at 100 — not coming back. Founding pricing ends at 100 — the price only goes up from here.
$149.99 once
Every feature, for life
For dispatchers & the carriers who hire them

Every booked lane, with proof.

Run with a dispatcher? Send them RateAnchor — now every lane they book you comes with proof it’s profitable. Dispatch for carriers? Quote every lane with math your drivers can trust.

Carriers: one load negotiated $60 higher pays for a full year — the app is the cheapest employee you’ll ever hire. Dispatchers: when every lane you book arrives with break-even proof attached, your fee justifies itself — and your carriers stop second-guessing you.

Two seats. One anchor.

Built for the carrier. Sharp for the dispatcher.

FOR THE CARRIER · OWNER-OPERATOR

Know your floor. Never haul below it.

  • Your real costs → break-even, recommended, ideal on every load
  • Speak the load; the app reads your numbers back out loud
  • Instant verdict on any broker offer — and the counter-reply, one tap
  • Fraud Shield: federal check before you commit, rate-con verify after
  • Home-screen widgets — your cost/mile riding shotgun all day
FOR THE DISPATCHER · SMALL FLEET

Every truck priced right. Every driver defended.

  • Per-truck profiles — the reefer and the cargo van never share a floor
  • Broker messages drafted in the carrier’s voice — send in seconds
  • Compare two loads by what they REALLY pay per day; take the winner
  • Share the rate con from Mail → parsed, verified, filed in the Books
  • Four languages — quote and negotiate in the driver’s own tongue
The road ahead

Built for the long haul — and funded by Founders.

RateAnchor is a long-term commitment to carriers. The first 100 Founding Operators fund what ships next — and lock launch pricing for life. Every item below is v1.1, in build order:

Live in v1.0

Widgets, voice & lane history

Home-screen widgets — including the large Command Deck that launches a voice quote from your home screen — plus hands-free voice lane entry and your personal lane history beside every quote — and it reads your numbers back out loud. Built. Done. In the app today.

v1.1

Exact tolls & routed miles

Lane-true tolls and mileage on every quote — the last estimate leaves the math.

v1.1

Rate Co-Op

Anonymous, verified lane medians from real carriers — published only when 5+ report. No reviews, no drama, just numbers.

A word to brokers

Good brokers are welcome here.

RateAnchor is pro-transparency, not anti-broker. A RateAnchor rate message hands you something rare: a number with its math attached — real fuel, real insurance, real miles, cited to federal sources. That's a number you can defend to your shipper. The brokers who lose in a transparent market are the ones betting carriers don't know their own costs. If that's not you, this app makes your job easier. Download it — see what your carriers see.

Questions

Straight answers.

Seven days, every feature, no limits — price real loads, run real calls, win real money. After that it’s $9.99/month or $89.99/year, founding-era pricing that locks in for life the day you join. One membership, everything included.

No. RateAnchor runs entirely on your device — no sign-up, no login, nothing to remember.

Yes. The quote engine works fully offline — ready at the dock, the truck stop, or a dead zone. Live extras (diesel, weather, broker checks) refresh when you're back in signal.

They're built on your real operating costs and anchored to current market rates by equipment and lane — not a generic per-mile guess.

The rate message lays out your number and the real cost behind it in professional language. It reads as a business rate, not a demand — the kind of note a broker can take back to their customer.

Yes — the road-connected Alaska highway system (Anchorage, Fairbanks, the Kenai, Valdez, Tok and more) works like any other lane: city and ZIP lookups, live NOAA weather, diesel and fraud checks. Roadless cities are deliberately excluded — we never estimate road miles where no road exists.

Completely. Our App Store privacy label reads Data Not Collected — no account, no third-party tracking, and we never sell your data. There are no analytics: the app transmits nothing about how you use it.

Anchor your rates.
Keep your margin.

RateAnchor is coming to iOS & Android. Founding lifetime at launch — $149.99 once, every feature for life — for the first 100 carriers only.

No spam — one email when it's live.